New York City (Bronx, Brooklyn, Manhattan, Queens, Staten Island) Artisanal Contractors, General Contractors, Sub-contractors and Independent Tradesman should have contractors insurance. It not only protects your business, but it’s often a requirement by many employers before you can start working for them. It not only can protect a business from the devastating lawsuits and other liabilities that can result from work-related accidents. It is often a requirement by many employers before they hire a business for a job.
A general contractor also known as a GC, is responsible for construction projects from start to finish. Whether it’s coordinating schedules, hiring/firing labor, ordering goods/materials, or dealing with subcontractors. Every general contractor is exposed to risks and liabilities while conducting business. Having the proper insurance in place can help win new jobs and provide peace of mind.
Artisan contractors are specialized workers who traditionally work under general contractors. An artisan contractor can include electrical, plumbing, roofing, framing and HVAC. Generally the work in this field involves operating specialized equipment and physical labor.