Construction Coverage NYC

Contractor Insurance

New York City (Bronx, Brooklyn, Manhattan, Queens, Staten Island) Artisanal Contractors, General Contractors, Sub-contractors and Independent Tradesman should have contractors insurance. It not only protects your business, but it’s often a requirement by many employers before you can start working for them.  It not only can protect a business from the devastating lawsuits and other liabilities that can result from work-related accidents. It is often a requirement by many employers before they hire a business for a job.  

General Contractor Insurance

 A general contractor also known as a GC, is responsible for construction projects from start to finish. Whether it’s coordinating schedules, hiring/firing labor, ordering goods/materials, or dealing with  subcontractors. Every general contractor is exposed to risks and liabilities while conducting business. Having the proper insurance in place can help win new jobs and provide peace of mind. 

Artisanal Contractor Insurance

Artisan contractors are specialized workers who traditionally work under general contractors. An artisan contractor can include electrical, plumbing, roofing, framing and HVAC. Generally the work in this field involves operating specialized equipment and physical labor.

Accepted Contractor Classes

  • General Contractors: New Construction and Renovations
  • Project Specific: OCP, Owner’s interest, Owner/GL, Owner Acting as GC, GC’s Interest
  • Commercial & Residential Contractors: Artisan trade and subcontractors, General contractors – Project-specific, including extended completed operations to cover statute of repose, Owners interest/GC combination, Paper GC's, Construction managers, Designer-led/design/ build, Masonry, Waterproofing, Interior build-outs/ renovations, Service contractors – Equipment install and repair– Expanded appetite on new residential construction, Plumbing, Electrical, Demolition, HVAC contractors, Custom home builders, Cell tower (erection, service and repair), Pool installation 
  • Industrial Contractors: Boiler and tanks, Cable/power lines and general utility, Contractors/farm equipment, Demolition (except New York), Drilling – water, gas and geothermal, Excavation, Metal erection, Painting, Pipeline construction, Plumbing, Welding, Sewer, gas and water mains (except New York), Street and road (except New York)