Primary Casualty

Primary Casualty Insurance offers coverage for a full range of risks faced by construction companies such as: workers compensation, liability hazards, auto programs to project specific wrap ups, and other inherent exposures. 

Excess Casualty Insurance specializes in structuring liability insurance for risks that fail to be insured through the standard market and other  difficult to place business. 

 We have the flexibility to provide follow-form coverage over general, automobile, employee benefits, foreign, garage and employer’s liability underlying coverages, in addition to others.  Our diversified carrier portfolio allows GAPS to help insurance agents and brokers craft tailor-made coverage solutions for their clients. 

• Industrial Products: Machinery/equipment manufacturing, alternative energy parts, agricultural machinery, component products (made for other manufacturers)

 Excluded classes include: crane and scaffolding rental, helmet manufacturers, offshore or “in the hole” oil and gas products, permanently implantable medical devices, pharmacuticals/nutraceuticals, rail, wildfire exposures (including tree trimming).

Excess & Surplus Casualty Insurance platform providing general liability insurance coverage to commercial customers in the hospitality, products and premises segments. 

•  Distributors: Automotive, Beverage, Food, Household Goods  
• Hospitality: 
• Manufacturers & Products: Instruments, Toys/Games, Clothing/Textiles/Footwear, Auto Parts, Machine Shops Consumer Goods, Medical Products, Cosmetic/Personal Care, Metal Goods, Computers/Computer Parts 
• Premises: Buildings Owned & LRO, Offices, Warehouses, Industrial, Vacant

 Excluded classes include: Grain elevators, highway & bridge Construction, habitational real-estate, implantable medical devices, latex products, liquor liability (risks with liquor revenue more than 40% of total revenue), motel/bar/tavern, nursing homes/assisted living facilities, nutraceuticals, patented drug manufacturers, tobacco/alcohol manufacturers, water parks, welding rod manufacturers